Free sign-up bonus card strategy assistant

Find your next credit card to maximize your sign-up bonus.

Answer a few questions and get sign-up bonus-focused recommendations based on eligibility, sequencing, and bonus timing.

Free to use. Recommendations based on your profile and strategy, not ads.

How it works

Answer a few questions

Share your credit profile, recent cards, and goals.

We check constraints

We evaluate eligibility and sequencing rules before ranking options.

Get ranked next steps

See your best next card, alternates, and plain-English reasoning.

Why trust this?

Transparent logic

See exactly why a card is recommended, including tradeoffs and constraints.

Strategy-aware

Recommendations account for sequencing, velocity, cooldowns, and issuer rules.

Up-to-date offers

Offer details are kept up to date with current sign-up bonus context and key terms.

Unbiased by design

No pay-to-rank placement. Recommendations are based on fit and eligibility.

Built for clear, practical decisions

  • Personalized sign-up bonus-focused recommendation
  • Rules-aware filtering and eligibility checks
  • Beginner-friendly explanations
  • Advanced constraints (5/24-like rules, velocity, and cooldowns)

FAQ

Is it really free?

Yes. The quiz and recommendations are free for all users.

How do recommendations stay unbiased?

Cards are ranked by fit, rules, and strategy signals. Affiliate relationships do not change ranking order.

Do you store my personal info?

Only the minimum data needed to generate recommendations is used. Avoid entering sensitive account numbers or credentials.

How often are offers updated?

Offer and term data is updated regularly. Always verify issuer terms before applying.

Ready to optimize your next sign-up bonus?